:root{--bg-color: #f8f9fa;--text-color: #212529;--card-bg: #ffffff;--border-color: #e9ecef;--accent-color: #007bff;--secondary-accent-color: #28a745;--shadow-color: rgba(0, 0, 0, .05);--hover-bg: #f1f1f1}body.dark-mode{--bg-color: #121212;--text-color: #e0e0e0;--card-bg: #1e1e1e;--border-color: #333;--accent-color: #4CAF50;--secondary-accent-color: #00bcd4;--shadow-color: rgba(0, 0, 0, .3);--hover-bg: #2a2a2a}*{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Inter,sans-serif;background-color:var(--bg-color);color:var(--text-color);margin:0;padding:0;line-height:1.6;transition:background-color .3s,color .3s}h1,h2,h3,h4,h5,h6{color:var(--text-color);margin-top:0;line-height:1.2}a{text-decoration:none;color:var(--accent-color)}.container{max-width:1200px;margin:0 auto;padding:0 1.5rem}.btn{display:inline-block;padding:.75rem 1.5rem;border-radius:50px;font-weight:600;transition:all .3s ease;text-align:center;cursor:pointer;border:none}.btn-primary{background-color:var(--accent-color);color:#fff;border:2px solid var(--accent-color)}.btn-primary:hover{background-color:transparent;color:var(--accent-color)}.btn-secondary{background-color:var(--secondary-accent-color);color:#fff;border:2px solid var(--secondary-accent-color)}.btn-secondary:hover{background-color:transparent;color:var(--secondary-accent-color)}.btn-link{background:none;color:var(--accent-color);padding:0;font-weight:600;text-align:left;transition:color .3s;display:inline-flex;align-items:center;gap:.5rem}.btn-link:hover{color:var(--secondary-accent-color)}.site-header{position:fixed;top:0;left:0;right:0;z-index:100;background-color:var(--card-bg);box-shadow:0 2px 10px var(--shadow-color);padding:.75rem 0;transition:background-color .3s,box-shadow .3s}body.dark-mode .site-header{background-color:#121212cc;-webkit-backdrop-filter:blur(5px);backdrop-filter:blur(5px);box-shadow:0 2px 10px #00000080}.header-container{display:flex;justify-content:space-between;align-items:center}.logo-link{display:flex;align-items:center;gap:.75rem;font-size:1.5rem;font-weight:800;letter-spacing:-1px;color:var(--accent-color)}.header-logo-container{width:2.5rem;height:2.5rem;display:flex;align-items:center;justify-content:center;background-color:var(--accent-color);border-radius:50%}.header-logo-container svg{width:1.5rem;height:1.5rem;color:#fff}.logo-text{font-weight:800;letter-spacing:-1px;color:var(--accent-color)}.header-nav .nav-list{display:flex;list-style:none;gap:2rem;margin:0;padding:0}.nav-link{font-weight:500;transition:color .3s ease;padding:.5rem 0;position:relative;color:var(--text-color)}.nav-link:after{content:"";position:absolute;width:0;height:2px;bottom:0;left:0;background-color:var(--accent-color);transition:width .3s ease}.nav-link:hover:after{width:100%}.header-actions{display:flex;gap:1rem;align-items:center}.theme-toggle-button{background-color:var(--card-bg);border:1px solid var(--border-color);color:var(--text-color);padding:.5rem;width:2.5rem;height:2.5rem;border-radius:50%;cursor:pointer;transition:all .3s;display:flex;align-items:center;justify-content:center}.theme-toggle-button:hover{background-color:var(--border-color)}body.dark-mode .theme-toggle-button{background-color:#1e1e1e;border-color:#333}body.dark-mode .theme-toggle-button:hover{background-color:#333}.login-button{padding:.5rem 1.5rem;border:2px solid var(--accent-color);color:var(--accent-color);border-radius:50px;font-weight:600;transition:all .3s ease}.login-button:hover{background-color:var(--accent-color);color:#fff}.site-footer{background-color:var(--card-bg);color:var(--text-color);padding-top:4rem;border-top:1px solid var(--border-color)}body.dark-mode .site-footer{background-color:#121212}.footer-container{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:2rem;padding-bottom:2rem;border-bottom:1px solid var(--border-color)}.footer-column h4{font-size:1.25rem;font-weight:600;margin-bottom:1rem;color:var(--accent-color)}.footer-column ul{list-style:none;margin:0;padding:0}.footer-column ul li{margin-bottom:.5rem}.footer-column a{color:var(--text-color);opacity:.8;transition:opacity .3s}.footer-column a:hover{opacity:1;color:var(--accent-color)}.logo-column .logo-link{margin-bottom:1rem}.logo-column .tagline-text{font-size:.9rem;color:var(--text-color);opacity:.6}.footer-bottom{text-align:center;padding:1rem 0}.copyright-text{font-size:.875rem;color:var(--text-color);opacity:.5}@media (max-width: 768px){.header-nav{display:none}.footer-container{grid-template-columns:1fr;text-align:center}}.main-content{padding-top:5rem}.hero-section{min-height:85vh;display:flex;align-items:center;justify-content:center;text-align:center;background:linear-gradient(#fffc,#fffc),url(https://picsum.photos/1920/1080?random=1) no-repeat center center/cover;position:relative;padding:4rem 1.5rem}body.dark-mode .hero-section{background:linear-gradient(#000c,#000c),url(https://picsum.photos/1920/1080?random=1) no-repeat center center/cover}.hero-container{padding:2rem;border-radius:15px;background-color:#ffffffe6;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);box-shadow:0 10px 30px #0000001a}body.dark-mode .hero-container{background-color:#1e1e1ee6}.hero-title{font-size:3.5rem;font-weight:800;color:var(--accent-color);margin-bottom:1rem}.hero-subtitle{font-size:1.25rem;color:var(--text-color);max-width:700px;margin:0 auto 2rem;opacity:.9}.section-features{padding:3rem 0;background-color:var(--card-bg);border-bottom:1px solid var(--border-color)}.features-container{display:flex;justify-content:space-around;flex-wrap:wrap;gap:2rem;text-align:center}.feature-item{flex-basis:300px;padding:1.5rem;border-radius:12px;transition:transform .3s,box-shadow .3s}.feature-item:hover{transform:translateY(-5px);box-shadow:0 4px 15px var(--shadow-color)}.feature-icon{color:var(--accent-color);width:50px;height:50px;margin-bottom:1rem}.feature-title{font-size:1.5rem;font-weight:600;margin-bottom:.5rem}.feature-text{color:var(--text-color);opacity:.9}.section-services{padding:6rem 0}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem}.service-card{background-color:var(--card-bg);padding:2.5rem;border-radius:15px;box-shadow:0 4px 20px var(--shadow-color);border:1px solid var(--border-color);transition:transform .3s,box-shadow .3s}.service-card:hover{transform:translateY(-10px);box-shadow:0 8px 30px var(--shadow-color)}body.dark-mode .service-card{box-shadow:0 4px 20px #0000004d}.service-card h3{color:var(--accent-color);font-size:1.75rem;margin-bottom:.75rem}.section-stats{background-color:var(--accent-color);color:#fff;padding:4rem 0;text-align:center}.stats-grid{display:flex;justify-content:space-around;flex-wrap:wrap;gap:2rem}.stat-item{flex-basis:30%}.stat-number{font-size:3rem;font-weight:800;color:#fff;margin-bottom:.5rem}.stat-text{font-size:1.25rem;opacity:.9}.section-why-us{padding:6rem 0;background-color:var(--card-bg)}.benefits-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem}.benefit-card{background-color:var(--card-bg);padding:2.5rem;border-radius:15px;box-shadow:0 4px 20px var(--shadow-color);border:1px solid var(--border-color);transition:transform .3s,box-shadow .3s}.benefit-card:hover{transform:translateY(-10px);box-shadow:0 8px 30px var(--shadow-color)}body.dark-mode .benefit-card{box-shadow:0 4px 20px #0000004d}.benefit-card h4{color:var(--secondary-accent-color);font-size:1.5rem;margin-bottom:.5rem}.section-testimonials{background-color:var(--bg-color);text-align:center;padding:6rem 0}.testimonial-carousel{display:flex;align-items:center;justify-content:center;gap:2rem;max-width:800px;margin:0 auto}.testimonial-card{background-color:var(--card-bg);padding:2.5rem;border-radius:15px;box-shadow:0 4px 20px var(--shadow-color);border:1px solid var(--border-color);text-align:center;min-height:200px;display:flex;flex-direction:column;justify-content:center}.testimonial-card blockquote{font-style:italic;font-size:1.1rem;color:var(--text-color);margin:0 0 1rem}.client-name{font-weight:600;color:var(--accent-color);text-align:center}.carousel-btn{background:none;border:none;font-size:3rem;color:var(--accent-color);cursor:pointer;transition:transform .3s}.carousel-btn:hover{transform:scale(1.1)}.section-faqs{padding:6rem 0;background-color:var(--card-bg)}.faqs-list{display:flex;flex-direction:column;gap:1rem;max-width:800px;margin:0 auto}.faq-item{background-color:var(--bg-color);border-radius:12px;border:1px solid var(--border-color);box-shadow:0 2px 10px var(--shadow-color);overflow:hidden}.faq-question-btn{width:100%;display:flex;justify-content:space-between;align-items:center;background:none;border:none;padding:1.5rem 2rem;text-align:left;cursor:pointer;transition:background-color .3s}.faq-question-btn:hover{background-color:var(--hover-bg)}.faq-question-title{font-size:1.25rem;font-weight:600;color:var(--accent-color);margin:0}.chevron-icon{transition:transform .3s ease}.chevron-icon.rotate{transform:rotate(180deg)}.faq-answer-container{max-height:0;overflow:hidden;transition:max-height .4s ease-out}.faq-answer-container.open{max-height:200px;transition:max-height .5s ease-in}.faq-answer{padding:0 2rem 1.5rem;color:var(--text-color);opacity:.8;margin:0}.section-cta-final{background:linear-gradient(to right,var(--accent-color),var(--secondary-accent-color));color:#fff;text-align:center}body.dark-mode .section-cta-final{background:linear-gradient(to right,#4caf50,#00bcd4)}.cta-content{padding:4rem 2rem}.cta-title{font-size:2.5rem;color:#fff;margin-bottom:1rem}.cta-subtitle{font-size:1.25rem;max-width:700px;margin:0 auto 2rem}.modal-overlay{position:fixed;top:0;left:0;right:0;bottom:0;background-color:#0009;display:flex;justify-content:center;align-items:center;z-index:200;animation:fadeIn .3s ease-in-out}.modal-content{background-color:var(--card-bg);padding:2rem;border-radius:12px;width:90%;max-width:500px;position:relative;box-shadow:0 10px 20px var(--shadow-color);animation:slideIn .3s ease-in-out}.modal-close{position:absolute;top:1rem;right:1rem;background:none;border:none;font-size:2rem;cursor:pointer;color:var(--text-color);opacity:.6;transition:opacity .3s}.modal-close:hover{opacity:1}.modal-title{color:var(--accent-color);font-size:1.75rem;margin-bottom:1.5rem}.loan-form .form-group{margin-bottom:1.25rem}.loan-form label{display:block;font-weight:600;margin-bottom:.5rem;color:var(--text-color)}.loan-form input,.loan-form textarea{width:100%;padding:.75rem;border-radius:8px;border:1px solid var(--border-color);background-color:var(--bg-color);color:var(--text-color);transition:border-color .3s,background-color .3s}.loan-form input:focus,.loan-form textarea:focus{outline:none;border-color:var(--accent-color)}.loan-form input::placeholder,.loan-form textarea::placeholder{color:var(--text-color);opacity:.5}.submit-button{width:100%;padding:1rem;background-color:var(--accent-color);color:#fff;border:none;border-radius:50px;font-size:1.125rem;font-weight:600;cursor:pointer;margin-top:1.5rem;transition:background-color .3s}.submit-button:hover{background-color:var(--secondary-accent-color)}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideIn{0%{transform:translateY(-50px);opacity:0}to{transform:translateY(0);opacity:1}}@media (max-width: 768px){.hero-title{font-size:2.5rem}.cta-container-inline{flex-direction:column;gap:1rem}.testimonial-carousel{flex-direction:column}.testimonial-carousel .carousel-btn{margin:1rem 0}.stats-grid{grid-template-columns:1fr}}